:root{--navy:#0a1b3a;--navy-2:#123057;--ink:#0f172a;--ink-soft:#5b6470;--blue:#0b4ea2;--blue-2:#1d63c9;--blue-light:#5b9bf0;--silver:#6b6f76;--silver-light:#c9cdd3;--paper:#f7f9fc;--white:#fff;--line:#e6ebf2;--radius:18px;--radius-sm:12px;--shadow-sm:0 2px 10px #0f172a0f;--shadow-md:0 12px 30px #0f172a1a;--shadow-lg:0 24px 60px #0f172a29;--ease:cubic-bezier(.22,1,.36,1)}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.6;overflow-x:hidden}h1,h2,h3,h4,h5,h6{color:var(--navy);letter-spacing:-.01em;margin:0 0 .5em;font-family:Arial,sans-serif;line-height:1.15}p{color:var(--ink-soft);margin:0 0 1em}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}ul{margin:0;padding:0;list-style:none}button{cursor:pointer}button,input,textarea,select{font-family:inherit}.container{width:100%;max-width:1200px;margin:0 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var(--ease);background:#f59e0b;position:absolute;bottom:-2px;left:0}.main-nav a:not(.nav-cta):hover:after{width:100%}.main-nav a:not(.nav-cta):hover{color:#fff}.main-nav a.nav-cta{transition:transform .25s var(--ease);background:linear-gradient(100deg,#f59e0b,#f97316);border-radius:999px;margin-left:12px;padding:14px 32px;line-height:1;color:#fff!important}.main-nav a.nav-cta:hover{transform:translateY(-2px)}.nav-toggle{z-index:2;cursor:pointer;background:0 0;border:none;flex-direction:column;gap:5px;padding:6px;display:none;position:relative}.nav-toggle span{background:#fff;border-radius:2px;width:24px;height:2px;transition:all .3s}.nav-toggle.active span:first-child{transform:translateY(7px)rotate(45deg)}.nav-toggle.active span:nth-child(2){opacity:0}.nav-toggle.active span:nth-child(3){transform:translateY(-7px)rotate(-45deg)}.hero{align-items:center;min-height:100vh;padding-top:100px;padding-bottom:40px;display:flex;position:relative;overflow:hidden}.hero-media{z-index:0;position:absolute;inset:0}.hero-media img{object-fit:cover;object-position:center 35%;width:100%;height:100%;animation:18s ease-in-out infinite alternate heroZoom;transform:scale(1.08)}@keyframes heroZoom{0%{transform:scale(1.08)}to{transform:scale(1)}}.hero-overlay{background:linear-gradient(100deg,#060e1ef0 10%,#060e1ec7 45%,#060e1e66 75%),linear-gradient(#060e1e80 60%,#060e1ee6);position:absolute;inset:0}.hero-inner{z-index:2;position:relative}.hero-copy{color:#fff;max-width:660px}.eyebrow{letter-spacing:.02em;color:var(--blue-light);background:#5b9bf024;border:1px solid #5b9bf059;border-radius:999px;margin-bottom:22px;padding:7px 16px;font-size:13px;font-weight:700;display:inline-block}.hero .eyebrow,.section-head .eyebrow,.split-copy .eyebrow,.contact-copy .eyebrow{background:0 0;border:0;border-radius:0;padding:0}.hero h1{color:#fff;margin-bottom:.4em;font-size:clamp(2.4rem,5.2vw,3.75rem)}.hero-sub{color:#ffffffd1;max-width:560px;margin-bottom:32px;font-size:18px}.hero-quote-cta{margin-bottom:2px}.form-note{color:#fff9;margin-top:14px;font-size:13px}.form-note.center{text-align:center}.form-note a{color:var(--blue-2);text-decoration:underline}.hero-stats{gap:40px;margin-top:52px;display:flex}.stat{flex-wrap:wrap;align-items:baseline;gap:2px;display:flex;position:relative}.stat-num{color:#fff;font-size:32px;font-weight:800}.stat-suffix{color:var(--blue-light);font-size:18px;font-weight:700}.stat-label{color:#fff9;width:100%;margin-top:2px;font-size:13px;display:block}@keyframes scrollCue{0%{opacity:1;top:8px}70%{opacity:0;top:22px}to{opacity:0;top:8px}}.trust-strip{background:var(--navy-2);padding:26px 0}.trust-inner{flex-wrap:wrap;align-items:center;gap:28px;display:flex}.trust-inner 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var(--ease)}.coverage-card:hover .coverage-img img{transform:scale(1.08)}.coverage-body{padding:26px 24px 28px}.coverage-body h3{margin-bottom:.4em;font-size:20px}.coverage-body p{margin-bottom:16px;font-size:15px}.card-link{color:var(--blue-2);align-items:center;gap:6px;font-size:14.5px;font-weight:700;display:inline-flex}.card-link svg{transition:transform .3s var(--ease)}.card-link:hover svg{transform:translate(4px)}.feature-row{grid-template-columns:1fr 1fr;align-items:center;gap:60px;margin-bottom:100px;display:grid}.feature-row:last-child{margin-bottom:0}.feature-row.reverse{direction:rtl}.feature-row.reverse>*{direction:ltr}.feature-media{border-radius:var(--radius);box-shadow:var(--shadow-md);overflow:hidden}.feature-media img{object-fit:cover;width:100%;height:380px;transition:transform .6s var(--ease)}.feature-media:hover img{transform:scale(1.05)}.feature-num{color:var(--blue-2);background:#0b4ea214;border-radius:999px;margin-bottom:16px;padding:6px 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var(--ease);background:#fff;margin-bottom:14px;overflow:hidden}.accordion-item.active{box-shadow:var(--shadow-sm);border-color:#0b4ea240}.accordion-trigger{text-align:left;width:100%;color:var(--navy);background:0 0;border:none;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-size:15.5px;font-weight:700;display:flex}.accordion-trigger .chev{transition:transform .35s var(--ease);color:var(--blue-2);flex-shrink:0}.accordion-item.active .chev{transform:rotate(180deg)}.accordion-panel{max-height:0;transition:max-height .4s var(--ease);overflow:hidden}.accordion-panel p{margin:0;padding:0 24px 20px;font-size:14.5px}.accordion-panel a{color:var(--blue-2);text-decoration:underline}.contact-section{background:linear-gradient(180deg, var(--paper), #fff);scroll-margin-top:84px}body.contact-page .site-header{background:#0b1b33f5;box-shadow:0 6px 24px #00000024}body.contact-page .contact-section{flex-direction:column;justify-content:center;min-height:calc(100vh - 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1fr;gap:40px;padding-bottom:50px;display:grid}.footer-logo{display:inline-block}.footer-brand img{width:auto;height:52px;margin-bottom:6px}.footer-brand p{color:var(--ink-soft);max-width:280px;margin-top:14px;font-size:14px}.footer-col h4{color:var(--navy);letter-spacing:.03em;text-transform:uppercase;margin-bottom:16px;font-size:14px}.footer-col a,.footer-col span{color:var(--ink-soft);margin-bottom:10px;font-size:14.5px;transition:color .25s;display:block}.footer-col a:hover{color:var(--blue)}.footer-bottom{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;padding:26px 24px;font-size:13px;display:flex}.footer-bottom p{color:var(--silver);margin:0}.disclaimer{text-align:right;max-width:640px}.back-to-top{background:var(--navy);color:#fff;opacity:0;visibility:hidden;width:48px;height:48px;transition:.35s var(--ease);z-index:500;border:none;border-radius:50%;justify-content:center;align-items:center;display:flex;position:fixed;bottom:28px;right:28px;transform:translateY(10px)}.back-to-top.show{opacity:1;visibility:visible;transform:translateY(0)}.back-to-top:hover{background:var(--blue-2)}.toast{visibility:hidden;opacity:0;background:var(--navy);color:#fff;box-shadow:var(--shadow-lg);z-index:2000;transition:transform .4s var(--ease), opacity .4s var(--ease), visibility 0s .4s;border-radius:12px;align-items:center;gap:10px;padding:16px 26px;font-size:14.5px;font-weight:600;display:flex;position:fixed;top:30px;left:50%;transform:translate(-50%)translateY(-200%)}.toast.show{visibility:visible;opacity:1;transition:transform .4s var(--ease), opacity .4s var(--ease);transform:translate(-50%)translateY(0)}.reveal-up{opacity:0;transition:opacity .8s var(--ease), transform .8s var(--ease);transition-delay:var(--d,0s);transform:translateY(36px)}.reveal-up.in-view{opacity:1;transform:translateY(0)}@media (width<=980px){.main-nav{background:var(--navy);width:300px;height:100vh;transition:right .4s var(--ease);flex-direction:column;justify-content:center;align-items:flex-start;gap:24px;padding:40px;position:fixed;top:0;right:-320px;box-shadow:-10px 0 40px #0000004d}.main-nav.open{right:0}.nav-toggle{display:flex}.coverage-grid,.steps-grid{grid-template-columns:1fr 1fr}.feature-row,.split-inner{grid-template-columns:1fr}.feature-row.reverse{direction:ltr}.feature-media img,.split-media img{height:280px}.contact-card{grid-template-columns:1fr}.footer-inner{grid-template-columns:1fr 1fr}.disclaimer{text-align:left}}@media (width<=680px){.hero{padding-top:110px;padding-bottom:30px}.hero-stats{flex-wrap:wrap;gap:24px}.coverage-grid,.steps-grid,.footer-inner{grid-template-columns:1fr}.contact-copy,.contact-form{padding:36px 26px}.contact-form .field-row{grid-template-columns:1fr}.section{padding:76px 0}.mini-grid{grid-template-columns:1fr}}.legal-hero{background:linear-gradient(180deg, var(--navy), var(--navy-2));color:#fff;text-align:center;padding:160px 0 60px}.legal-hero h1{color:#fff;font-size:clamp(2rem,4vw,2.8rem)}.legal-hero p{color:#ffffffa6}.legal-body{padding:70px 0 110px}.legal-body .container{max-width:820px}.legal-body h2{margin-top:2.2em;font-size:22px}.legal-body h3{color:var(--navy);margin-top:1.6em;font-size:17px}.legal-body p,.legal-body li{color:var(--ink-soft);font-size:15.5px}.legal-body ul{margin-bottom:1.2em;padding-left:22px;list-style:outside}.legal-body ul li{margin-bottom:8px}.legal-toc{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);margin-bottom:20px;padding:26px 30px}.legal-toc h4{color:var(--navy);margin:0 0 12px;font-size:15px}.legal-toc ol{margin:0;padding-left:20px}.legal-toc li{margin-bottom:6px}.legal-toc a{color:var(--blue-2);font-size:14.5px}.legal-updated{color:var(--ink-soft);background:#0b4ea20f;border-radius:999px;margin-bottom:24px;padding:6px 16px;font-size:13.5px;display:inline-block}